Wednesday, January 4, 2012

Identity Theft

As we all know Identity Theft is a huge problem.... I myself have come up with a somewhat good solution, now it may not eliminate the problem but it will shrink it... Now here is the solution, we all know that in order to be given credit they do a credit check... Well what the Credit Bureaus should do is have your most resent State or Federal ID picture on file and when a credit check is done if it is at the location a picture will pop up on screen for verification and the person checking the credit can then compare the picture with the ID and the person giving the ID to them while applying... For the online credit Applications you would have to have a webcam in order to finish the application because the webcam would snap a real time photo of you and then Facial Recognition Software would be used to compare the photo taken to the picture they have on file for that social security number.. When a fraud is detected then the IP address and photo taken can then be submitted to the proper authority's with a statement explaining what crime was committed and how much they were trying to get..